Couple enjoying retirement by the Seine with the Eiffel TowerFor The Self-Directed Investor

Retire early with...
Income for Life

Create higher income with lower risk. Discover how to generate sustainable
income for retirement with easy-to-use, time-saving tools.

Empowering DIY Investors In

US & Canada

The Income Engine

Everything you need to analyze, select, and track the funds that power your retirement.

Income Fund Analysis

Compare high-quality dividend funds and save time with our unique fund report cards and selection tools.

Explore Tools

Investment Strategies

Discover how to generate sustainable, predictable income while maintaining lower overall portfolio risk.

Read Principles

Portfolio Tracking

Easily manage multiple portfolios, calculate expected income, and confidently decide on future purchases.

Launch Platform
Who We Help

From Worry to Resolution

Retirement investing isn't just about making your money last;
it's about making your money work so you can truly live.

"I'm worried my hard-earned money won't last through retirement."

The Resolution

Build a dependable income stream that covers expenses without tapping into principal.

"Every dip in the market makes me feel like I've lost years of savings."

The Resolution

Shift focus from unpredictable stock prices to reliable dividend distributions.

"I can't believe how little my savings are earning in low-yield investments."

The Resolution

Discover high-quality funds that yield significantly better than traditional fixed income.

"I want peace of mind knowing I can cover my expenses every month."

The Resolution

Track expected income accurately to plan life on your own terms.

"I want to see my investments grow with inflation, not just provide a paycheck."

The Resolution

Target funds with a history of increasing distributions over time.

"I feel overwhelmed trying to do this myself without paying huge advisor fees."

The Resolution

Utilize institutional-grade tools built specifically for the DIY retail investor.

01

Identify Your Baseline

Add your accounts to see exactly what income you generate today. Understand your portfolio's current yield, risk level, and expected monthly payouts without touching the principal.

Identify Your Baseline
02

Optimize for Yield

Use our performance and comparison tools to discover high-quality dividend funds that align with your lifestyle goals. Grade funds instantly and find opportunities to increase income while lowering volatility.

Optimize for Yield
03

Track & Live

Monitor your robust income machine from a single dashboard. Feel confident spending your dividends, knowing your core investments remain untouched and working for tomorrow.

Track & Live
Portrait of S. Crane, Dependable Income App user
S. CraneTillsonburg, Ontario

"I wanted to take this moment to thank you ever so much for your so well thought-out and designed income investing app. Wow, I am pretty sure I can speak for all of us in saying, we are learning so much through your invaluable Dependable Income Investing App."

Portrait of S. Bruce, Dependable Income App user
S. BruceSeattle, Washington

"Thank you so much for your generosity around the Dependable Income App. So truly, thank you for being a part of this transformational journey. I am excited about the possibilities and truly grateful for the app that you've brilliantly created."

Portrait of J. Cook, Dependable Income App user
J. CookAlert Bay, British Columbia

"As someone new to investing, this app is a game changer! I love being able to build and adjust a portfolio in real time, see projected income, and track how different fund percentages perform before investing real money."

Portrait of D. Giesy, Dependable Income App user
D. GiesyMount Vernon, Washington

"You are obviously a brilliant person to be able to create the Dependable Income Investing app. I imagine it will continue to be invaluable as I begin personally managing some or all of my investments."

Portrait of R. Savino, Dependable Income App user
R. SavinoBrea, California

"I wanted to send a quick note to thank you for creating the Dependable app. It is a great tool for tracking investing. It has been incredibly helpful for my husband and me."