SCHD vs GPIX: Income Fund Comparison
Schwab U.S. Dividend Equity ETF - US (SCHD) and Goldman Sachs S&P 500 Core Premium Income ETF - US (GPIX) are both income-focused funds. Below is our independent side-by-side review using the Dependable Income Investing 13-factor scoring system — designed specifically for income investors seeking reliable, sustainable distributions.
Also see: SCHD individual review · GPIX individual review
SCHD: One of the lowest MER's you'll find at 0.06%. GPIX: Gross expense ratio is 0.35 - quite low. SCHD oct 20th 2011 was the fund start date. GPIX fund inception date was Oct 24 2023. Full Dependability and Return scores for both funds are available in the app.
| SCHD | GPIX | |
|---|---|---|
| Fund Name | Schwab U.S. Dividend Equity ETF - US | Goldman Sachs S&P 500 Core Premium Income ETF - US |
| Fund Type | Index Based Fund | Index Based Fund |
| Exchange | NYSE/NASDAQ | NYSE/NASDAQ |
| Last Reviewed | 2025-12-15 | 2025-12-09 |
| Author | Adam Hyde, Income Investing Analyst | |
🔒 Full scores available — with Premium subscription
Compare Performance — Free →Fund Attributes: SCHD vs GPIX 20% of overall score
Fund Attributes cover the foundational characteristics of each fund: cost, company backing, track record, and size. These factors reflect stability and cost-efficiency for long-term income investors.
One of the lowest MER's you'll find at 0.06%.
Gross expense ratio is 0.35 - quite low.
Schwab has a jaw dropping 10 Trillion in assets under management.
Goldman Sachs manages nearly 3 trillion in assets.
Oct 20th 2011 was the fund start date.
Fund inception date was Oct 24 2023.
72 Billion in this fund.
Fund has about 2.4 Billion under management.
Risk: SCHD vs GPIX 35% of overall score
Risk factors evaluate how each fund manages volatility, diversification, and the nature of its underlying assets — critical considerations for income investors who prioritise capital preservation.
Beta is 0.85 which is lower volatility than the S&P500.
Beta is 0.86 for this fund which is better than the average market.
See the full Risk analysis for both SCHD and GPIX — volatility ratings, diversification scores, and analyst notes.
View Plans →Return: SCHD vs GPIX 45% of overall score
Return factors assess income generation quality: current yield, distribution consistency, price history, and payment frequency. This is the most heavily weighted category for income investors.
Pays dividends quarterly.
The fund pays monthly distributions.
See the full Return analysis for both SCHD and GPIX — yield ratings, distribution consistency scores, and capital history.
View Plans →Our Review Methodology
Every fund reviewed on Dependable Income Investing is scored using our 13-factor Fund Report Card, organised into three weighted categories: Fund Attributes (20%), Risk (35%), and Return (45%). Each criterion is rated 1–5 by our analysts based on publicly available fund data.
We also calculate a Dependability Score — a weighted composite of six income-specific factors ranked by importance for retirement income investors: Yield Stability, Yield, Volatility, Capital History, Fund Risk, and Underlying Assets. This score answers the question income investors care about most: can I depend on this fund to pay me reliably?
Full scores, ratings, and analyst notes for both SCHD and GPIX are available in the Dependable Income Investing app.
See our full scoring methodology →
Frequently Asked Questions: SCHD vs GPIX
Which has a lower expense ratio, SCHD or GPIX?
SCHD: One of the lowest MER's you'll find at 0.06%.
GPIX: Gross expense ratio is 0.35 - quite low.
Which fund has more assets under management, SCHD or GPIX?
SCHD: 72 Billion in this fund.
GPIX: Fund has about 2.4 Billion under management.
Which fund has been trading longer, SCHD or GPIX?
SCHD: Oct 20th 2011 was the fund start date.
GPIX: Fund inception date was Oct 24 2023.
Who manages SCHD vs GPIX?
SCHD: Schwab has a jaw dropping 10 Trillion in assets under management.
GPIX: Goldman Sachs manages nearly 3 trillion in assets.
Where can I see the full SCHD vs GPIX comparison with scores?
The complete side-by-side comparison — including all Risk and Return scores, analyst notes, Overall Score, and Dependability Score for both funds — is available in the Dependable Income Investing app.
What is the difference between SCHD and GPIX?
Schwab U.S. Dividend Equity ETF - US is a Index Based Fund. One of the lowest MER's you'll find at 0.06%. Goldman Sachs S&P 500 Core Premium Income ETF - US is a Index Based Fund. Gross expense ratio is 0.35 - quite low. Full comparison including Dependability Score is available in the Dependable Income Investing app.
Which is better for income investors, SCHD or GPIX?
SCHD: One of the lowest MER's you'll find at 0.06%. Oct 20th 2011 was the fund start date. GPIX: Gross expense ratio is 0.35 - quite low. Fund inception date was Oct 24 2023. Which scores higher on Dependability and Return is available in the Dependable Income Investing app.
Do SCHD and GPIX pay monthly distributions?
SCHD: Pays dividends quarterly. GPIX: The fund pays monthly distributions. Full yield and distribution stability scores for both funds are available in the Dependable Income Investing app.
See the Full SCHD vs GPIX Comparison
The Dependable Income Investing app gives you the complete picture: all 13 scoring factors for both funds, Risk and Return analyst notes, Dependability Scores, and tools to compare any income fund side by side.
Open Free Comparison Tool →Free. No credit card required.